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Helpful Home Buyer Resources

The Home Buying Process

Buying a home in Houston can be one of the best times in your life – and one of the most stressful! With some good direction on the buying process and an experienced REALTOR® at your side, the process doesn’t have to feel so daunting.

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Consider some of these resources as tools to help you along the way. Always remember that The Jessica McCreary Team is here to help you.

Getting Started

If you’ve gotten this far, you’re probably at a point where you’re ready to buy a home. Congratulations!

Your experience begins with this very important decision, followed by a number of steps, including your decision to hire a qualified and experienced REALTOR®. Over the course of a few weeks or several months, you will narrow down your needs for a home, secure financing, make an offer (or several!), close and finally, move in!

To kick off the next part of your home buying experience consider these important questions to guide your search:

  • Will you work with a REALTOR®?
  • How soon do you need to move? Are you currently in a lease contract?
  • What type of home are you looking to buy?
  • What is your price range?
  • Have you talked to a lender yet and received a pre-approval?
  • Which Houston neighborhood would you like to live in?
  • What are your top 5 must haves? {choosing must haves in a home, what determines a must-have vs. a nice to have?}
  • Are you also selling a property?
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Find a REALTOR® you can trust.

The next decision of the home buying process is to decide whether you will work with a REALTOR®. When you’re buying a home, things can feel like a whirlwind. An experienced REALTOR® can help navigate this process to make it as seamless as possible. By hiring a REALTOR®, you’re also ensuring that your voice is being heard and your best interests are being met.

As our client, we focus on choices that satisfy your needs, provide you with professional advice and insight, offer price counseling, and negotiate on your behalf. Most importantly, we guide you through every step of the buying process!

Take advantage of our proven track record! Our experienced team of REALTORS® only represents your best interests. We go the extra mile to ensure that you have the best experience possible.

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Schedule the Consultation

If you choose to work with our team, expect an in-depth consultation session before we even start looking at homes. This one-on-one session establishes our relationship, sets expectations, and kicks off the search for your new home. We ask that you are totally upfront and honest with your REALTOR® so as to establish a positive working relationship.

Also, come prepared with your home buying wants and desires.  This may include your pre-approval letter (if you have one already), price range, target neighborhoods, timeline, and must-haves for your home. This helps narrow the search for your home and gets you closer to finding your perfect home.

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Search and Visit Properties

Now it’s time to find your home! Our team works with you to narrow your home search and help you set up a search profile on HAR. This search alerts us all when something new comes on the market that fits your needs or if there’s been a price reduction.

During this part of your home buying journey, we also schedule time to look at homes. Prior to our first showing, we need to see a copy of your pre-approval letter. Also, we need to have a Buyer’s Representation Agreement in place. Communication is important during this process. We work closely with you to ensure we’re finding homes that fit with your needs and the available inventory.

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Offer & Negotiations

Once you’ve found a home, we work closely with you to help you submit a written offer on the property. As our client, we draft a competitive offer based on market conditions and a comparative market analysis. This analysis gives you the average price ranges, comparable properties and appropriate negotiating strategies for that specific area. Depending on those market conditions, there may be several rounds of negotiations. This is an area where having an experienced local REALTOR® can be very valuable. Rest assured, we look out for your best interests during negotiations. This includes staying in touch with your lender or banker and counseling you on how to proceed.

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Accepting the Contract

Once you and the seller agree on an offer, you begin the final steps towards legally owning your home. This part of the process includes an earnest money deposit as a sign of good intention that you are purchasing the property, an option fee check for the seller, a tax check and title search by the title company, and document preparation for closing.

Next, you need to schedule an inspection of the home. The inspection happens within the first 7-10 days of being under contract (your option period). Our team walks you through this process to ensure that nothing slips between the cracks between now and closing.

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Closing

At last, you’ve made it to the end of your home buying journey! There are a lot of moving pieces involved in the closing process – especially if you plan to finance. In which case, we work diligently with the lender and title company leading up to the closing day. On that final day, you secure a loan, provide documentation, and finally, sign on the dotted line. Our team works as your advocate so that we can ensure a smooth transition into your home.

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Move-In Day

Finally, you’ve got the key to your new home! Congratulations! Our work doesn’t stop at closing. We want to be sure that you’ve settled into your new home.

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For a full guide on buying a home, complete the form below.

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